The superannuation number is a unique identifier of your superannuation account in Australia. The superannuation number is used for tracking business funds, activities, checking account balances, and other related tasks. Whether you need to merge superannuation accounts or update personal information, knowing how to find my superannuation number is crucial.
Superannuation numbers are important for managing your retirement money. It is a retirement savings account in which you and your employees contribute. In this guide, we will walk through the procedure of finding the superannuation number if you have lost it or want a new one for your employer.
What is a superannuation number?
A superannuation number is a unique identifier allocated to your account by your superannuation provider. It helps track your retirement savings and ensures the proper management of your funds.
How to find your superannuation number
Here are the most effective methods to locate your superannuation number:
Method 1: Check your superannuation statement
One of the simplest ways to find your superannuation number is to check your recent statement. Super funds provide these statements once a year, usually at the close of the financial year, and they include various details about your account, including your superannuation number. Your superannuation is a vital part of your savings, keeping track of it can help you to save your money.
Steps to locate your number via statements:
- Online account: If you have an online account with your superannuation number then login to your account and go to the statement section, here you will find the most recent statement about your superannuation number.
- Paper statement: For paper statements, your superannuation number will typically be displayed at the top or close to your personal information.
- Through email checking: At the end of financial year, look for the email to check the superannuation statement.
- Use your super fund’s mobile app: Many super funds now offer mobile apps for easy access to your account.
Method 2: Review your payslip
Another method to find your superannuation number is by checking your payslip. By law, employers must make contributions to your super fund, and they typically include the super fund details, along with your superannuation number, on your pay slip.
How to locate it on your payslip:
- Superannuation section: Look for headings such as “Super” or “Superannuation.”
- Verify accuracy: If the information appears incorrect or is missing, contact your payroll or HR department for clarification.
Method 3: Contact your super fund
If you can’t find your superannuation number in your statement or payslip, reach out to your super fund directly.
Ways to get in touch:
- By phone: Used customer service number mentioned on the super fund’s website or on your statement.
- By email: Send an email or use the online contact form on your fund’s website. Include sufficient details to verify your identity, such as your full name and date of birth.
Method 4: Use the ATO’s online service
An online service provided by the Australian Taxation Office (ATO) that allows individuals to find their superannuation number and fund details. MyGov provides a secure way to view and manage superannuation accounts.
Steps to access your superannuation number via myGov:
- Log in to your myGov account: Sign in to your existing account, or set up a new one if you haven’t registered yet.
- Link Your ATO account: Link your ATO account if it is not linked then follow the prompt.
- Check your superannuation details: Go to the “Super” or “Superannuation” section to view your fund name, balances, and superannuation number.
Why is your superannuation number important?
The superannuation number plays an important part in managing your funds in Australia. It allows you to effectively monitor and manage the allocation of your superannuation funds and accounts. This unique identifier associates your super fund with your personal records. Without this number, employers may face challenges in making accurate contributions, which could result in mismanagement of your retirement savings.
Conclusion
Finding your superannuation number is a critical step in managing your retirement savings effectively. You can locate it by checking your statement, reviewing your payslip, contacting your super fund, or using the ATO’s online services. Keeping your superannuation number secure and accessible will help you stay in control of your financial future. Regularly checking your superannuation details at the end of each financial year is a good habit to ensure your retirement savings are on track.